This Privacy Policy explains how Winther Wealth Management LLC ("we," "us," or "our") collects, uses, shares, and protects your personal information.

1. Information We Collect

We may collect the following types of personal information from you:

Contact Information: Name, Phone number (including mobile number), Email address, Mailing address. Demographic Information: Date of birth, Gender, Age. Financial Information: Income, Assets, Debts, Beneficiary information, Credit card information (if applicable), Bank account information (if applicable). Health Information: Medical history, Current health status, Medications, Smoking and alcohol habits. Online Activity Information: IP address, Browser type, Device information, Website usage information (e.g., pages visited, time spent on site), Cookies and other tracking technologies.

2. How We Collect Information

We collect information from you in a variety of ways, including:

Directly from you: When you provide information to us directly, such as when you: Fill out a form on our website or mobile application. Submit an insurance application. Contact us with a question or comment. Participate in a survey or contestAutomatically: When you interact with our website or mobile application, we may automatically collect certain information about your device and online activity, such as your IP address, browser type, and website usage information.From third parties: We may receive information about you from third parties, such as: Publicly available sources. Credit bureaus. Medical providers (with your consent).

3. How We Use Information

We may use your personal information for a variety of purposes, including:

To provide and improve our services: To process your insurance applications and issue policies. To provide customer support and service. To underwrite insurance policies and assess risk. To personalize your experience on our website and mobile application. To develop and improve our products and servicesTo communicate with you: To send you policy updates, premium notices, and other important information. To respond to your inquiries and requests. To provide customer service. To send you marketing and promotional communications (with your consent)To operate our business: To analyze website traffic and user behavior. To prevent fraud and protect our business. To comply with legal and regulatory requirements.

4. Sharing of Information

We may share your personal information with the following third parties:

Insurance Carriers: We may share your information with insurance carriers for underwriting, policy issuance, claims processing, and other necessary purposes. Service Providers: We may share your information with third-party service providers who assist us with our business operations, such as: Marketing platforms, Data analytics providers, Customer relationship management (CRM) systems, Medical record providers (with your consent). Legal and Regulatory Authorities: We may disclose your information to law enforcement or other government authorities as required by law or in response to a valid legal request. Business Partners: We may share your information with our business partners for joint marketing purposes, with your consent. Other parties: We may disclose your information to other parties as permitted or required by law, such as in connection with a merger, acquisition, or sale of assets.

5. Your Choices

You have certain choices regarding our use of your personal information, including: Opt-out of marketing communications: You can opt-out of receiving marketing communications from us by following the unsubscribe instructions provided in the communication or by contacting us directly. Access and control your information: You may have the right to access, update, and delete your personal information. You can exercise these rights by contacting us directly. Do Not Track (DNT) signals: We do not currently respond to DNT signals. TCPA Consent: You have the right to revoke your consent to receive marketing calls, texts, and emails at any time.

6. Data Security

We understand the sensitive nature of the information you entrust to us, including potentially sensitive medical and financial data. We employ robust security measures to protect your personal information from unauthorized access, use, disclosure, alteration, and destruction. These measures may include, but are not limited to:
Encryption: We utilize industry-standard encryption technologies (such as SSL/TLS) to protect your data during transmission and storage. Access Controls: Access to your personal information is restricted to authorized personnel on a need-to-know basis. Regular Security Audits and Monitoring: We conduct regular security audits and ongoing monitoring of our systems to identify and address potential vulnerabilities and threats. Employee Training: Our employees receive regular training on data security best practices and the importance of protecting client information. Data Breach Response Plan: We have a comprehensive data breach response plan in place to promptly investigate and address any security incidents that may occur.

7. Children's Privacy

Our website and services are not intended for children under the age of 13. We do not knowingly collect personal information from children under 13.

8. International Transfers

Your personal information may be transferred to and processed in countries other than the country in which you reside. These countries may have different data protection laws than the country in which you reside.

9. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on our website and, if necessary, by sending you an email.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at: [email protected]

(602) 786-8182

21168 East Ocotillo Rd #1204

Queen Creek, AZ 85142

United States